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Menu Personal Small Business Commercial Financial Education About TCF Log in Search Checking & Savings Checking Debit Card Savings Money Markets CDs IRAs Loans & Credit Home Loans Home Equity Loans Home Equity Line of Credit Personal Loans Credit Cards Money Services Digital Banking Mobile App Mobile Deposit Pay & Transfer Planning Tools Resource Center Checking & Savings Business Checking Debit Card Money Market Loans & Credit Personal Loans Business Credit Cards Payments & Payroll Lending Capital Funding Corporate Banking Commercial Real Estate Equipment & Inventory Finance Private Banking Treasury Management Capital Solutions Financial Learning Overview Financial Fitness Program for Adults Financial Scholars Program for Teens Our Story Community Relations Careers Investor Relations Newsroom Log in Personal banking Small Business banking Commercial banking Credit card Online brokerage Online Loan Payments Enroll now | Continue application Forgot ID? Next Enroll now | Continue application Take care of your financial self Money is a big part of overall health and can weigh us down. Let us help you lift the weight so you can become your best financial self. Get started Open TCF Free Checking ® and Savings ® accounts in minutes! No monthly fee for active Free Checking accounts with eStatements. No monthly fee or minimum balance for Free Savings. Other fees may apply. Get started Start your decade strong Consolidate holiday debt with a personal loan. Get started Checking Savings Credit Cards Locations Mortgage CDs Log in Personal banking Small Business banking Commercial banking Credit card Online brokerage Online Loan Payments Enroll now | Continue application Forgot ID? Next Enroll now | Continue application Put your savings on autopilot Put your savings on autopilot Use digital banking to set up one-time transfers or schedule recurring transfers. Learn more Getting started Getting started Our Welcome Kit includes tips and topics to help you make the most of your account. Explore now Your security is our priority Your security is our priority Make sure your contact information is up-to-date. Learn more More about TCF Bank Explore our career opportunities. Learn more Find answers to questions about tracking your account balance and building your credit score. Learn more Here are the steps you can take to help keep your account safe. Learn more Follow up for financial tips and motivation to help your best self shine. We’ll cover topics like homebuying, tips for saving money and more! Check it out Bank with confidence and know-how At TCF Bank, we have the banking products you want, along with service that supports your best financial self. We invest in our neighbors and communities, sponsoring free financial education that’s available online and in area schools. Go to any branch to learn about our competitive mortgages, which help people achieve dreams of home ownership. We partner with First Data, offering tools that help small businesses collect mobile payments. Not to mention, we’re knowledgeable, friendly and helpful! Learn more about our bank and the business and personal banking services we offer by exploring this site, giving us a call at 1-800-823-2265 (TTY 1-800-343-6145) or stopping by your nearest bank location to see us. We look forward to meeting you. All loans are subject to credit approval. CONNECT Careers Online Privacy and Security Policy Terms of Use Equal Housing Lender Member FDIC Sitemap ©1999-2020 TCF Financial Corporation. All Rights Reserved. TCF is proud to be an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation. Contact Us Customer Service TCF Locations Your Location: Change Location Personal Banking Personal Banking Checking and Savings Checking Debit Card Savings Money Markets CDs IRAs Loans and Credit Home Loans Home Equity Loans Home Equity Line of Credit Personal Loans Credit Cards Money Services Digital Banking Digital Banking Home Mobile App Mobile Deposit Pay & Transfer Planning Tools Resource Center Small Business Banking Small Business Checking and Savings Business Checking Debit Card Money Market Loans and Credit Personal Loans Business Credit Cards Payments & Payroll Commercial Banking Commercial Banking Lending Capital Funding Corporate Banking Commercial Real Estate Equipment & Inventory Finance Private Banking Treasury Management Capital Solutions Financial Education Financial Learning Overview Financial Fitness Program for Adults Financial Scholars Program for Teens About TCF About TCF Our Story Community Relations Careers Investor Relations Newsroom Locations Contact Us Customer Service Back to top You're leaving our site You are leaving TCF's website and entering a third-party website that TCF does not control. TCF is providing this link as a convenience and does not endorse and is not responsible for the products, services, links, content, privacy or security policies, or system availability of this website. TCF's links to social media sites are also being provided as a convenience. TCF does not endorse and is not responsible for any and all content not posted by TCF. Continue Cancel Your Location Personalize your banking experience by entering your location. ZIP code is required. Or use current location Enroll now! Select one and continue. New Customer I don’t have a login ID and have not banked online with TCF. Current customer I have a login ID to bank online and can use it to log in now. Continue New money required, which means that the money to fund the account is not currently on deposit with TCF Bank. Limit one account per person. Offer available to AZ and CO residents for personal accounts opened online or in branches located in these states. Annual Percentage Yield (APY) is accurate as of 3/15/2019. APY tiers: $2,000,000+ = 0.25%; $10,000.00 to $1,999,999.99 = 2.25% APY $1,000 - $9,999.99 = 0.05% APY; $0.01 - $999.99 = 0.00% APY. Rate is calculated based on total collected balance. Monthly transaction limitations apply. $1,000 minimum balance to avoid a monthly maintenance fee of $10. Other fees may apply, including an excessive withdrawal fee for each transfer/withdrawal that exceeds six per monthly statement period. Fees may reduce earnings. New money means that the money to fund the account is not currently on deposit with TCF Bank. Other Free Checking fees may include overdrafts, returned item NSFs, dormant account, ATM transactions at non-TCF ATMs, paper statements, check orders and other optional services. Other Free Savings fees may include, for example, excessive withdrawals, ATM transactions at non-TCF ATMs, and other optional services. To avoid excessive withdrawals, only make up to six of the following transfers/withdrawals from your savings account during a month or your monthly statement period: (1) to another account you have with TCF or to a third party by pre-authorized or automatic transfer; (2) by telephone, fax, or online banking; (3) by check or draft; (4) by debit card (if we have issued a card for your account); or (5) by similar order by you and payable to third parties. These include, for example, overdrafts, returned items NSFs, dormant account, ATM transactions at non-TCF ATMs, check orders and other optional services. A monthly maintenance fee of $15 will apply if you do not maintain a minimum account balance of $2,500. The ATM operator may charge a fee. An international service fee will apply to transactions conducted outside the U.S. New money required, which means that the money to fund the account is not currently on deposit with TCF Bank. Limit one account per person. These include, for example, dormant accounts, returned item NSFs, deposited item returned, excessive withdrawals, ATM transactions at non-TCF ATMs, and other optional services. To avoid excessive withdrawals only make up to six of the following transfers/withdrawals from your savings account durin...